If you are served with a lawsuit or anything else by a collections agency or original creditor for credit card debt, medical debt, or debt from personal or payday loans, you need trustworthy legal advice. The very first thing you should do is obtain competent legal counsel. This is where Toscano & Wilson can help.
Your creditors have not necessarily followed the law in pursuing the debt they allege that you owe them. Either through negligence or ignorance, many debt collectors don’t follow the law, nor are all creditor lawsuits successful. You have a right to deny the allegations and demand that the creditor provide proof that the debt is valid, and that you as a debtor had defaulted on your debt. The lawsuit could be without merit, the debt may have been paid, the lawsuit may belong to someone else, the debt itself is beyond the statute of limitations, or the debt collector does not have jurisdiction or the right to bring the case.
The worst thing you can do is to ignore a lawsuit, Toscano & Wilson can help you defend your family and your assets from debt collectors and lawsuits.