Stop creditors from contacting you about a debt – The law says that creditors need to cease all contact with you and any attempts to collect a debt should go through the court process.
Stop litigation from creditors – Ongoing lawsuits against you from creditors to collect debts are halted.
Stop wage garnishments – Once the automatic stay is in place, garnishments stop. This means you will take home a full paycheck again.
Stop your vehicle from being repossessed – If you have defaulted on your car loan, declaring bankruptcy will prevent creditors from repossessing your car. If your vehicle has already been repossessed, you will need to speak with Toscano & Wilson about how you can get it back.
Stop foreclosure proceedings on your home – Bankruptcy can delay or cancel a foreclosure sale. Talk to Toscano & Wilson to see the effects this would have on your property.
Keep your utilities from being disconnected – The automatic stay can stop your utilities from being disconnected.